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The safest and easiest way to avoid becoming entangled in either of these laws is to simply not collect Social Security Numbers from clients. The reality of many transactions is that this can’t easily be avoided, as the real estate broker/agent is often expected to be the point of contact for submitting this information to other participants in the transaction. For those instances where it is necessary to collect a client’s SSN, PAR Form SSA should be used. This form provides necessary authorization to the broker to collect and distribute the SSN as necessary, and it also serves as a single point of collection so you only need the number once on that form rather than having it filled in on multiple forms.


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